FAQ

What is an independent insurance agency?

We don't work for one insurance company. Rockhaven compares coverage and prices from many A+ rated carriers, then recommends the option that fits you best. If your rate goes up at renewal, we can re-shop it for you.

What types of insurance do you offer?

Personal: home, auto, renters and multi-car households. Commercial: small businesses, contractors, service companies, commercial auto and builders risk for custom home builders.

What is the minimum car insurance required in Texas?

Texas requires 30/60/25 liability coverage: $30,000 for bodily injury per person, $60,000 per accident, and $25,000 for property damage. The minimum only pays for damage you cause to others, not your own car. Most drivers, and anyone with a car loan, should carry more.

Does homeowners insurance cover flooding?

No. Standard Texas homeowners policies don't cover flood damage. You need a separate flood policy. North Texas sits in "Flash Flood Alley," so it's worth considering even if you're not in a flood zone. A new NFIP flood policy usually has a 30-day waiting period, so don't wait for the forecast.

Does homeowners insurance cover burst pipes?

Most homeowners policies cover sudden water damage from leaks and broken pipes, with some exceptions. Every policy is different, so call us and we'll review yours before freeze season.

Can I save by bundling home and auto?

Often, yes, but not always. We'll quote both ways and tell you honestly which one saves you more.

How do I get a quote?

Request a quote online at rockhaveninsurance.com/quote, or call or text (214) 499-9993. You can also email info@rockhaveninsurance.com.

¿Hablan español?

¡Sí! Hablamos español. Llámenos o envíenos un mensaje de texto al (214) 499-9993 para una cotización gratis de seguro de casa, auto o negocio.

S! Hablamos espaol. Llmenos o envenos un mensaje de texto al (214) 499-9993 para una cotizacin gratis de seguro de casa, auto o negocio.